If you don’t activate the gift card, payment transactions will be declined because the temporary bank account is not ready or is not linked to the card number you have. Please help us continue to provide you with our trusted how-to guides and videos for free by whitelisting wikiHow on your ad blocker. If not, call Visa about it. To activate your Visa Prepaid Card, please give us a shout at 1-855-611-2321 and we'll get you started right away. If you lose the card but don’t know what the card number, expiration date, and CVN are, you could be out of luck. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. How to Use Visa or Mastercard Gift Card: Whether you’ve received a physical Visa or Mastercard gift card in the post or a E-Gift Card from Gift Card Store, activating your gift card only takes a few minutes and only takes a few simple steps. The gift cards don't need to be activated once they're purchased. Here are tips that will guide you in activating your gift card. MetaBank®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. CLICK HERE: To Activate a Visa or Mastercard Gift Card from GiftCards.com. You will need to provide your Card number, valid thru date, and security code located on the back of your Card. The Only 1 Visa Gift Card carries the Visa logo like any Visa card, but because it is a prepaid card, spending is limited to the amount of money placed on the Only 1 Visa Gift Card at the time of purchase. Now your temporary bank account has $25, but you no longer have the gift card to access the funds. Up first, I will show you how to add a PIN to a $200 Visa Gift Card. You have to activate the gift card so the temporary account can be set up and prepared to receive withdrawal transactions and, in some cases, additional deposits. Well, using a Visa gift card online is a little different than using that same gift card in a store. This article was co-authored by our trained team of editors and researchers who validated it for accuracy and comprehensiveness. After the … Last Updated: December 23, 2019 If you choose a Visa customised gift card, you can simply print your logo over the top of one of our generic designs, or you can provide us with your own designs. The GiftCards.com Mastercard® Gift Cards are issued by MetaBank, N.A., Member FDIC, mygiftcardsite.vip provides the activation service. The Visa Gift Card is issued by Metabank ®, Member FDIC, pursuant to a license from Visa U.S.A., Inc. All tip submissions are carefully reviewed before being published, This article was co-authored by our trained team of editors and researchers who validated it for accuracy and comprehensiveness. From corporate office to local shop, you need to get this right. Giving Good Gift Cards, Happy Gift Cards, Holiday Favorites Gift Cards, and Choice Gift Cards are curated New debit cards often have a sticker on the front that provides you with a number to call to activate the card. Upload or create a branded design for your business. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. As noted above, sometimes the recipient of a gift card has to activate it before the card can be used. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. Mastercard Gift Virtual can be used online everywhere Debit Mastercard is accepted. can be used everywhere Visa debit cards are accepted in the US. They are the perfect gifts for special occasions and the ideal tokens of appreciation to clients, employees and business partners. Your gift card may work similarly or may be entirely different. Thanks to all authors for creating a page that has been read 100,194 times. To activate a gift card, check the back of the card for that provider’s customer service number or website. We give you the freedom and flexibility to decide what is best for your organisation. How long after activation do I have to wait for the card to be usable? affiliated with GiftCards.com The logos and other identifying marks attached are trademarks of and owned by The Mastercard Gift Virtual Account is issued No cash or ATM access. Before using a Home Depot gift card, you must activate it. All you have to do is go to the Gift Card Mall website and click the Update Card PIN button. For most cards, you’ll need the card number and the three-digit code on the back to activate … If it was bought right before you received it ,there's a 1 hour period for the card to officially set up before you can use it. I just received a $50 gift card and the # on the card will not activate, so I can use it. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. This waiting period gives the gift card issuer time to ensure the gift card has been purchased legitimately and is not part of a gift card scam like described above. Visa gift cards, Mastercard gift cards, Discover® gift cards and other bank-issued gift cards typically come with activation instructions. Once activated, you may register and optionally update the name and address associated with the card. See the highlights of what has changed this year and where to get the best egift cards. Visa Virtual Accountcan be used online everywhere Visa is accepted. (But I always advise using gift cards as soon as possible. While some Visa gift cards are activated automatically when they are purchased, others require additional steps to activate them. To simplify things in my mind, I think of a gift card as a temporary bank account. The customer service number is found on the back of your card. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\n<\/p><\/div>"}, https://www.visa.ca/en_CA/pay-with-visa/cards/gift-cards.html#2, https://www.giftcards.com/gcgf/how-to-activate-giftcards, https://www.visarite.com/creditcardID.htm, https://www.visa.ca/en_CA/pay-with-visa/cards/gift-cards.html#3, https://www.lifehack.org/articles/communication/6-tips-to-reach-a-human-operator.html, https://usa.visa.com/support/consumer/gift-card-balance.html, https://www.discover.com/credit-cards/resources/registering-credit-cards/, https://www.consumerfinance.gov/ask-cfpb/why-am-i-being-asked-for-personal-information-to-activate-or-register-a-prepaid-card-en-443/, https://www.latimes.com/business/la-fi-gift-card-fraud-20181227-story.html, https://smartasset.com/credit-cards/should-you-sign-the-back-of-your-credit-card, https://wsecu.org/resources/faqs-visa-gift-cards, consider supporting our work with a contribution to wikiHow. Along with the card number, you may be required to enter … Activating your card allows you to use it for purchases you make an in-person purchase. about What’s the Best Gift for the Office Gift Exchange? This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. Many Visa Gift cards are activated upon purchase and ready to use. The funds will be loaded on your card within 30 days of your card being registered, pending the validation of the installation of your services. Do this by using the 800 number on the back of the card. You will receive a confirmation email once your card has been registered, and a second … If the total amount on the card is less than the purchase amount, you can use the remainder of your card to buy a store e-gift card. What other questions do you have about gift card activation? wikiHow is where trusted research and expert knowledge come together. [1] X Research sourceStep 2, Follow the prompts to enter the required information. Follow these tips to pick the perfect present for a gift exchange at work. Some Visa gift cards come with a PIN automatically assigned to it. If you prefer talking to an actual person instead of following an automated menu system, you can try to press “0” on your phone repeatedly. Visa gift cards are thoughtful gifts anyone can enjoy. This is a legal requirement in most cases. Gift cards work similarly. Best eGift Cards Available. Upload a photo to create a memorable gift. References. Cards purchased at GiftCards.com are delivered with an instruction sheet and a shorter set of instructions on a sticker across the front of the gift card. Mastercard Say, for example, you have a gift card worth $25 and you use it to buy a sweater for $25. Subscribe to the GiftCards.com Newsletter, Check Balance — Visa & Mastercard Gift Cards. You may be asked to provide your full name, address, date of birth, or Social Security number. Visa U.S.A. Inc. How To Activate And Register Target Visa Debit Gift Card__Try Cash App using my code and we’ll each get $5! wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. wikiHow's Content Management Team carefully monitors the work from our editorial staff to ensure that each article is backed by trusted research and meets our high quality standards. To do so, call the toll-free number listed on the back of the card or in the card documentation. You are connecting to a new website; the information provided and collected on this website will be subject to the service provider’s privacy policy and terms and conditions, available through the website. How to Succeed at Your First Relationship! In other words, you can buy and present a gift card for any amount of money. The expiration date is usually printed on the front of your card, but it is occasionally found on the back as well. You will be given your card’s PIN when you activate it. Now the card is ready to use. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. But you can avoid theft by purchasing Home Depot gift cards online, or by selecting a card that still has the PIN masked. To activate your card over the phone, you will have to verify the card’s account number and card verification number (or CVN) by entering it into the keypad. Call this number and follow the necessary button prompts to activate it. Mastercard is accepted in the US. The first is that you’ll want to update the name and address on the gift card so the card can be used online. and 3 digit code on back of card to someone and didn't receive the service that card was to pay for., how do I see if the card has been spent? The Visa Gift Card is issued by US Bank National Association, pursuant to a license from Visa USA Inc. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. When you buy a gift card at the store (whether it is a retailer, restaurant, Visa or Mastercard gift card), you take the gift card to the cash register and ask the cashier to load money onto the card. A Teachers Visa® Gift Card is the perfect way to give them what they want. We use cookies to make wikiHow great. The GiftCards.com Visa® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by The gift card account number is typically 16-digits and embossed on the front of the gift card, while the CVN is typically printed on the back of the card, to the right of the signature. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. Places to use your gift card You can use your gift card anywhere Visa is accepted: at the supermarket, the gas station, and even at your favourite online stores. The Visa Virtual Gift This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. By using our site, you agree to our. The Only 1 Visa Gift Card is a prepaid card that can be used wherever Visa cards are accepted and processed electronically. I think your best bet is to stop by your local police department during normal business hours, show them the stolen card, and ask for their assistance in activating it so you can use it. Fortunately, it only take a few seconds of your time once you have the card to fully activate it. Registering your card allows you to use the account associated with the card, which is what you do when you make an online purchase. In this step, the credit card holder should always check their Visa gift card balance before making an online purchase. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. Visa gift cards are used for any purchase that you can normally use a standard credit or debit card. The Only 1 Visa Gift Card carries the Visa logo like any Visa card, but because it is a prepaid card, spending is limited to the amount of money placed on the Only 1 Visa Gift Card at the time of purchase. This is particularly true of bank-issued gift cards that arrive in the mail. If you really can’t stand to see another ad again, then please consider supporting our work with a contribution to wikiHow. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. Since most website validate that the card used to pay for merchandise matches the name and shipping address of the order (another fraud protection measure), you’ll want to make sure your card is correct. The Visa Gift Card RECEIVE IT at https://bellgiftcard.com/. If you need help remembering to use your gift card in a timely manner, try these tricks to help you remember to use your gift cards. Who Will Deliver in 2020? pursuant to license by Mastercard International Incorporated. Upload an image to represent your small business. Your card may be used in the United States everywhere Visa debit cards are accepted. Telephone NetSpend Activation Process You can also call NetSpend at 1-866-387-7363 (1-86-NETSPEND) to activate your card. So you should hang onto the gift card until you’re sure the funds are gone and no money will go back into the account. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. Include your email address to get a message when this question is answered. Best eGift Cards Available. If you happen to lose the card, you can just log into your account to check the balance of the card, see where it has been used, and order a replacement if possible. Simply head to the Green Dot homepage and click Register Card on … Cards purchased through a Corporate Bulk order (the first 8-digits are 4332-9101) come with an activation code, which the purchaser will provide to you. Additionally, the merchant must make it clear at the point of sale (whether in store or online) that there is a surcharge. It should be usable immediately after activation. This is to prevent fraud if it gets lost or stolen on its way to you. Those instructions often include a link to a website address or a telephone number to call. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. Virtual Gift Code. To activate a gift card, you will need to have the gift card account number and the card verification number (CVN) from the card itself. Get gift card activation tips below. 7 Gift Card SCAMS you can SPOT and EASILY AVOID! Step 1: Activate within 3 months of receiving the card by simply visiting www.universalgiftcard.com.au Custom reward programs with a larger product selection and a dedicated account manager. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. The cards are of two types, a fixed amount and an unfixed balance. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. There are different ways of activating your visa gift card. If you have got Visa Gift card, to use the card you will need to activate it. Activation of your card depends on the purchase method. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. Here are 7 gift card scams you can spot and easily AVOID. Give the gift of choice that can be used at millions of locations. ... How To Activate And Register Target Visa Debit Gift Card… each represented company and/or its affiliates. With a Teachers Visa® Gift Card, you decide the amount, and they decide where to use it. Vanilla also offers prepaid gift cards, which you or people you buy them for can use anywhere that Visa cards are accepted. wikiHow's. The gift card account number is typically 16-digits and embossed on the front of the gift card, while the CVN is typically printed on the back of … Although activation requires an extra step on the part of the gift card receiver, the process allows the gift card issuer time to run fraud prevention checks such as making sure the gift card was not purchased with a stolen credit card. International Incorporated. Yes—if you’re using a Visa Credit card, a Visa Debit card or Visa Gift card. ... or you can also activate your Visa Gift Card from the bank it was purchased at. But a week later, you decide to return the sweater. The GiftCards.com Visa eGift Card can be redeemed online or in When I buy a gift card, the gift card issuer creates a temporary account to hold the funds deposited and I hold the plastic gift card or egift card in order to use those funds. Unless you tell the cashier otherwise, the refund will likely be put back onto the card used for the original purchase. This How To explains how you can activate your card online and use it to make online purchases with any online merchant. Put the card info into Onevanilla.com and it will give you a summary of what has been done with the funds inside. The Only 1 Visa Gift Card is a prepaid card that can be used wherever Visa cards are accepted and processed electronically. When making an online purchase with your registered card, the address and name that you entered is checked against the card’s registered information. A customer service representative will ask for your card number, the security code and information that will confirm your identity. Activate your Visa Gift Card online. However, if yours requires activation, you’ll typically see a sticker with instructions and a toll-free phone number. Activate Your Card. Select from over 15,000 designs for any occasion. Try again later. accepted in the US. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. Access. Once activated, you can register your card if you’d like to use it for online purchases. You can't register the gift card to protect your balance. The cashier takes the card, activates it and loads the dollar amount requested onto the card. The Mastercard Gift Card is issed by U.S. Bank National Association, pursuant to a license from Mastercard International. Dial the number on the back of the card if there isn’t a sticker on the front. how to activate a visa gift card is the best gift for any holiday in our time. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. This image is not<\/b> licensed under the Creative Commons license applied to text content and some other images posted to the wikiHow website. Enter your gift card’s number, expiration date, and CVV code on the back. about 7 Gift Card SCAMS you can SPOT and EASILY AVOID! Your Visa Green Dot card will arrive inactive. If you buy the gift card online, however, the recipient may be asked to activate the card once it is received. If they don’t match, you will have problems completing your purchase. The Visa ® Gift Card is issued by MetaBank ®, N.A., Member FDIC or Sunrise Banks, N.A., St. Paul, MN 55103, Member FDIC, pursuant to a license from Visa U.S.A. Inc.Please see back of card for Issuer. Secondly, registering the gift card will help you if the card is ever lost or stolen. Ok, that’s it. The Vanilla Visa Gift Card is a prepaid Visa gift card available to purchase in amounts ranging from $10 to $500. No cash or ATM access. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/8\/85\/Activate-a-Visa-Gift-Card-Step-1.jpg\/v4-460px-Activate-a-Visa-Gift-Card-Step-1.jpg","bigUrl":"\/images\/thumb\/8\/85\/Activate-a-Visa-Gift-Card-Step-1.jpg\/aid11026462-v4-728px-Activate-a-Visa-Gift-Card-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

\u00a9 2021 wikiHow, Inc. All rights reserved. The CVN is three numbers, and is usually printed on the back of the card. Learn more... You can use a Visa gift card for any purchase that you could normally make with a standard credit or debit card. Customize and Make Your Own Visa Gift Card in minutes! Gift Card Girlfriend is your #1 source for all things Gift Cards. The longer you hold onto the card, the higher the likelihood that you’ll lose the gift card or forget to use it. This is a security measure. If you receive a Visa gift card or a Mastercard gift card, you’ll have to activate it before the card works. To activate a gift card, you will need to have the gift card account number and the card verification number (CVN) from the card itself. % of people told us that this article helped them. The gift card is the key to accessing funds in the account. Gift Card Girlfriend reviews egift cards from top stores and restaurants. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. This article has been viewed 100,194 times. Mastercard Gift Cards can be used everywhere Debit Mastercard is accepted Step 1, Call the automated number on the card. If your card doesn’t have this, call the customer service number provided on the back of the card. But it’s really simple. and conditions. There are 15 references cited in this article, which can be found at the bottom of the page. You can use your Visa Gift Card for online purchases. The merchants represented are not sponsors of GiftCards.com or otherwise After you activate the gift card, it should be ready to use. stores everywhere contactless Visa debit cards are accepted in the U.S. No cash or ATM access. by MetaBank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. This means that unlike cash, the Visa Gift card can be replaced if lost or stolen. When I open a checking account at the bank, for example, the bank gives me an account number and a debit card that allows me to spend the money in that account. Gift Virtual Account can be redeemed at every internet, mail order, and telephone merchant everywhere Debit The MyVanilla Visa isn't the only Vanilla card product out there. We know ads can be annoying, but they’re what allow us to make all of wikiHow available for free. The card must be activated in order to be used for purchases. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. This image may not be used by other entities without the express written consent of wikiHow, Inc.
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\u00a9 2021 wikiHow, Inc. All rights reserved. How to activate a Visa Gift Card? I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated. What’s the Best Gift for the Office Gift Exchange. Visa ®, Mastercard ®. If I had provided Visa Vanilla card info. Shelley Hunter gives tips, free printables, and answers to your questions. wikiHow, Inc. is the copyright holder of this image under U.S. and international copyright laws. Prepaid Visa cards are uniquely designed and can be customised. Money on the card can be spent on the purchase of goods or services. 1. For more information on merchant surcharges, visit Visa Rules. This often redirects you to a customer support employee. , for example, you ’ ll just slide or insert your Visa gift card from bank... A chance 'll get you started right away you will be charged fees the! A larger product selection and a toll-free phone number toll-free phone number to simplify things my. Home Depot gift cards are uniquely designed and can be found at bottom! With instructions and a dedicated account manager supporting our work with a gift Exchange a week,., address, date of birth, or by selecting a card that can be replaced if or. Cards online, or Social security number, visit Visa Rules that this article helped.! Been done with the card can be replaced if lost or stolen and can be used everywhere debit Mastercard a. 2, follow the necessary button prompts to activate it before the card works accepted the! Once activated, you need to be used wherever Visa cards are of two types, a Visa card... Include a link to a website address or a telephone number to call freedom and flexibility to decide what best. Check the back of your card may work similarly or may be asked to activate a gift card but... This image under U.S. and international copyright laws get $ 5 tips will. The popularity of gift cards are of two types, a fixed amount and an unfixed balance ). Us to make online purchases present a gift card will not activate, so does potential... Is issued by MetaBank ®, Member FDIC, pursuant to a license from Mastercard international Incorporated I ’ be! Card once it is received Green Dot homepage and click the update PIN. By signing up you are agreeing to receive emails according to our for online.. Customize and make your Own Visa gift card or Visa gift card Girlfriend reviews egift cards from stores. Pursuant to a $ 50 gift card in stores and restaurants give us a shout at 1-855-611-2321 and we ll! Present a gift card available to purchase in amounts ranging from $ 10 to $ 500 do n't expire are... Out there card as a temporary bank account in activating your card may be asked to activate it provide with. Wikihow on your ad blocker the mail or may be entirely different, please give us a shout at and. Register a gift card in stores and restaurants us that this article helped them the of! Unlike cash, the recipient of a gift card and the balance. ) and click the card. Appreciation to clients, employees and business partners our trained team of and. Online purchases receive it at https: //bellgiftcard.com/ automated number on the to... May be used wherever Visa cards are accepted or debit card come with activation.... Also offers prepaid gift cards as soon as I get a chance item purchased with a product! All that often, but I always advise using gift cards do n't need to get this right Visa Mastercard! This image under U.S. and international copyright laws our trusted how-to guides and videos for free by wikihow! On its way to give them what they want are thoughtful gifts anyone can enjoy example, you re. Gift of choice that can be used wherever Visa cards are of two types, Visa... That issued the card once it is received get a message when this question is.... Cashier takes the card info into Onevanilla.com and it will give you the freedom and to... N'T need to provide you with our trusted how-to guides and videos for free back as well item! Front of your card online and use it for online purchases with any online merchant to see ad! Onevanilla.Com and it will give you the freedom and flexibility to decide what best. Not offer the gift card is issed by U.S. bank National Association, pursuant to by! Or a telephone number to call some Visa gift card to protect your balance. ) activation... States everywhere Visa is n't the only 1 Visa gift card is the perfect way to.! Vanilla Visa gift cards directly, but it is occasionally found on card... Or insert your Visa gift card and the ideal tokens of appreciation to clients, and... Cvv code on the back of the card documentation also activate your Visa gift card, it only take few! That provides you with a Teachers Visa® gift card in stores and restaurants questions do have... Form where you can activate your card allows you to a license from USA... Visa does not offer the gift card service number listed on the back of the card link. To buy a sweater for $ 25, but I always advise using gift cards,. Unless you tell the cashier takes the card key to accessing funds in the us been read 100,194 times also... $ 25 problems completing your purchase perfect present for a gift card has to activate a debit. An in-person purchase the number on the back of the card can be used online everywhere Visa debit cards have... Decide to return the sweater a number to call to activate the card you how to activate.... Appreciation to clients, employees and business partners help us continue to provide you with our trusted how-to and! Are issued by us bank National Association, pursuant to license by Mastercard international Incorporated or your! Purchases with any online merchant Visa cards are accepted it to make online purchases with any online merchant egift... Social security number expire and are n't credit cards, so I can use.! Are thoughtful gifts anyone can enjoy balance before making an online purchase have this, call the customer number. About what ’ s the best gift for the card to access the funds inside how to activate visa gift card a... Recipient may be asked to provide your full name, address, date of birth, or by a. Purchased with a number to call are issued by MetaBank ®, Member FDIC pursuant... New debit cards are used for purchases you make an in-person purchase to fully activate it be if!, please give us a shout at 1-855-611-2321 and we 'll get you right... Wikihow available for free by whitelisting wikihow on your ad blocker on your ad.! Take a few seconds of your card may work similarly or may be used at millions of.... Gets lost or stolen on its way to you thoughtful gifts anyone can enjoy money on the back the... Happen all that often, but they ’ re using a Home Depot gift card balance before making an purchase. 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Copyright holder of this image under U.S. and international copyright laws 1 source for all things gift cards,. 4 digit PIN you want this by using our site, you need to be activated once they purchased! Green Dot homepage and click register card on … how to activate it agree to our shop, you the! They want to call two types, a Visa credit card, you ’ like! You started right away decide to return the sweater item purchased with a Teachers Visa® gift to. Site, you ’ re what allow us to make multiple purchases everywhere Visa debit cards uniquely! Have this, call the toll-free number listed on the back of the card so throw... Or services helped how to activate visa gift card credit or debit card an in-person purchase instructions often include a link to a from... Debit gift Card__Try cash App using my code and information that will guide you in activating your gift or... Code on the back of the card can be used at millions of locations decide what is best your! 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